Virender Dawar, 43, owns a chain of 11 stores in Gurgaon district that sells white goods (refrigerators, washing machines, microwave ovens, etc) and other consumer durables (televisions, music systems, home theatre systems, etc). Read on» » » »
Mousam Chakrabarti, a mid-level central government employee, likes to make small but regular savings and his major investments have been in mutual funds. He was looking forward to good returns from his investment when the downturn hit home. Read on» » » »
One should keep experimenting with interior designs and décor themes at home. While kitschy, pop art, Mughal-esque, Mediterranean and Baroque themes have been quite popular; many are now looking at the rustic look. (Any attribution to recession for going rural with your interiors is purely coincidental.) Read on» » » »
After stories involving builders like DLF and the Vatika group in tussles with consumers over delays and refunds, it is time to look at consumer rights in the home building business. Read on» » » »
Insurance forms a vital part in your financial planning goal as it addresses the critical aspect of security for your family. As a concept you should have it in order to financially secure the life of your dependents after you. Read on» » » »
Most of the life goals are common to individuals -owning a house, a car, child’s education and marriage and retirement planning. However, individuals have their own income streams and needs and desires to be fulfilled and it pays to think through the issues. Read on» » » »
Inflation fell to an all-time low of 0.44 per cent with analysts expecting it to turn negative in the next couple of weeks. But this does not mean that prices of goods have begun to fall sharply. Read on» » » »
A doctor friend recently told me something interesting. The doctors’ lounge in the Mumbai hospital where he works has a television that was usually tuned to one of the business news channels during the bull market that took Indian shares to record heights by January 2008.
Cardiologists and urinary tract specialists spent time between operations listening to the latest recommendations from analysts and exchanging stories of profitable trades. That TV is now on mute.
These doctors now scan the tickers that silently flow across the screen, carrying grim news of portfolio losses. They are not alone. Across the country, investor wealth has reduced by Rs 37 trillion because of the sharp fall in share prices from their January peak, despite the splendid recovery on Monday. Read on» » » »
As a storm of rumours - that the global financial meltdown had caused a liquidity crunch in India’s largest private bank - raged around ICICI Bank, it sent an SMS to depositors on Saturday, assuring them that their money was secure.
“Your deposits with ICICI Bank are safe. Your bank is well capitalised, with good liquidity. Please do not listen to baseless rumours. Happy festive season,” read the message. Read on» » » »
The Reserve Bank of India (RBI) has issued guidelines paving the way for subscribers of mobile-banking services to send and receive up to Rs 5,000 a day through their phones.
The guidelines also allow customers to carry out transactions of up to Rs 10,000 on purchases of goods or services through their mobiles. Read on» » » »
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