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You are here: Home / Archives for Ramalingam K

Ramalingam K

Ramalingam K is a Certified Financial Planner and an MBA (Finance). He is the Founder and Director of Holistic Investment Planners, a firm that offers Financial Planning and Wealth Management Services. He can be reached at ramalingam [AT] holisticinvestment.in.

Five Frequently made Financial Planning Mistakes and How to Avoid them

April 5, 2016 by Ramalingam K

The Process of Learning – Which is the best way to learn the lessons of life? There are two ways to learn the essentials of life. The first is by going through the process of structured training and education. The second is about learning hands on, making mistakes and then understanding the dynamics and processes of […]

Filed Under: Personal Finance

Have you stress tested your personal finances? Do it now in 3 simple steps

March 16, 2016 by Ramalingam K

Have you stress tested your personal finances Do it now in 3 simple steps. What do we mean by the term ‘stress testing’? Stress testing is about demonstrating how a particular process balances in a condition, when you try to push the same beyond its usual operations. We can also state the same about a […]

Filed Under: Personal Finance

3 Questions to Answer Before You Choose an Investment

January 28, 2016 by Ramalingam K

When you plan to make an investment, you must be fully aware of the ins and outs of your investment. Therefore, a good advice is to find answers to a few very necessary questions, before you can actually decide upon an investment. Let us explore what these questions are, where an investor needs to lay […]

Filed Under: Personal Finance

Don’t Try to Give Up Over-Spending!!!

January 25, 2016 by Ramalingam K

Have you ever tried to give up over-spending? What is the success rate in giving up over-spending? Why people turn up unsuccessful when they want to give up over-spending? Uncontrollable nature of Over-spending Giving up over-spending is a struggle. It brings a lot of negative emotions like guilt, frustration and shame. When you are thinking […]

Filed Under: Personal Finance

7 Financial Lessons to Learn in Your Twenties

January 12, 2016 by Ramalingam K

How often have we heard that, ‘the sooner you start saving, the better it will be’? Early savings will only bear sweet fruits, it will never cause any harm. People, who are unable to save early, often wish they had. They share their experiences that saving early would have helped them avoid the mounting of […]

Filed Under: Personal Finance

7 Major Factors that Determine Your Investment Objectives

January 12, 2016 by Ramalingam K

Every investor has his own set of unique investment objectives. What he wants in life, i.e. his requirements and needs have a direct impact on his pattern of investment and its objectives. Let us understand the influencing factors behind our investment objectives. Determining your requirements Follow the path that helps you achieve your short-term and […]

Filed Under: Personal Finance

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