Personal Finance

After the recent announcement by the venerable Reserve Bank of India, about the consecutive 14 quarters fall of our nation’s GDP to 4.4% from a whopping 8.9%, it is time to think how are we going to protect ourselves financially from this economic harsh winter? Most Indians have never faced a harsh winter all their […]

Would like to be a Financially Fit Person or be Rich? On the face of it the above question may appear to you as contradictory. You may feel that I am putting yourself into a corner and asking you to make a choice between remaining fit but not rich or vice versa. If you have […]

You must have already noticed that different people are paying different car insurance premium. You must be wondering why. Actually, the auto insurance companies consider a few factors for calculating the exact amount of premium you would be required to pay. Some companies provide bonus suggestions for cutting the costs down. Car Insurance Policy & […]

If you are a business owner in the current economic environment, you will agree that things are tough. The global economy is slow and this has a great effect on businesses all over. In a globalized business context, such effects are heavily felt and this is even forcing some small businesses to close shop. One […]

Negotiating with creditors and collection agencies to reduce debt continues to be a popular option among consumers. This debt relief method is based on the possibility of being able to convince creditors to settle debt for an amount that is less than you owe. Creditors may reach an agreement with their debtors to let them […]

If there is one sure thing in your financial life, it is the fact that unexpected expenses will come up. Even with a seemingly perfect budget, you will find situations where you don’t have enough money to cover unexpected expenses. Truth be told, most American households don’t even have enough to save for a rainy […]